20:"$Sreact.view_transition" 21:I[9754,["/_next/static/chunks/2t36f5p4pjzlb.js","/_next/static/chunks/1gyqeidjm5eoa.js","/_next/static/chunks/0_fjnxc4tt_l_.js","/_next/static/chunks/1ymt1shyhmu-4.js","/_next/static/chunks/3kv2zf0i7s2wc.js","/_next/static/chunks/1vs_3g_g75zmk.js","/_next/static/chunks/2g4dh802s8oz3.js","/_next/static/chunks/1bc3f0shukf1j.js","/_next/static/chunks/192kgs9v_t14j.js","/_next/static/chunks/0z6pw0v5c_lx5.js","/_next/static/chunks/08r60e6icmtkc.js","/_next/static/chunks/3trx6c0i7_x-3.js","/_next/static/chunks/40sro5bzp9bi_.js","/_next/static/chunks/1wgf3tk38y6cf.js"],"ProjectDetail"] 22:T4a4d, monize · 开源个人财务管家

开源个人财务管家

让每一笔账，
终其一页永不闭合

monize 是一本持续进账出账、按日滚动的主账本——从 .mny 老账本迁移，到多币种换算、报表、自托管与安全，全都沿同一条时间轴展开。

币种 · 每日汇率

内置报表

语言界面

v1.14

直接读 .mny

作者 kenlasko · TypeScript · AGPL-3.0 · 仓库 github.com/kenlasko/monize

∘∘∘

本月净资产

¥40,281.52

累计结余 · 每日结账

2026-08-17月薪入账+12,500.00结算

2026-08-16房租-6,200.00出账

2026-08-14指数基金+430.20投资

2026-08-12超市-214.85出账

2026-08-09美元兑换-2,880.00多币种

期末结余¥40,281.52

示意账目行 — 日期 / 分类 / 金额，等宽对齐。

一 · 主账本

一本按日滚动、从不相账的主账本

monize 收纳多种账户、投资与预算，把散落的数据汇成一条持续流动的时间轴——进账出账层层展开，结余每日下接，而非躺在营销卡片里的静态数字。

二 · 迁移导入

把旧时代的账，一笔笔转写进来

从归档数据迁到一条可追溯的新账本流，不靠手工重录。

导入来源

直接读取 Microsoft Money 的 .mny 文件，也支持 QIF、CSV、OFX/QFX。

归一化

把不同格式的字段规整为同一种账目行 —— 日期、分类、金额、币种。

汇入账本

转写后的条目进入持续滚动的主账本，与既有流水合并结算。

三 · 多币种换算

44 种货币，每日一次汇率下账

当账目流经不同币种，monize 按当日汇率归并到统一结余。

币种兑 USD净值

CNY 人民币7.12+2.1%

EUR 欧元1.18-0.3%

HKD 港币7.85+0.4%

GBP 英镑1.27-0.1%

汇率为每日更新的示意值；支持 44 种货币的多币种账目。

四 · 报表窗口

从一条条账，凝成 46 种报表

把流水重组为可检视的视角——支出、收入、净资产、税务、债务与投资。

报表类别视角

支出spending趋势

收入income来源

净资产net worth结余

税务tax申报

债务debt偿还

投资investments持仓

共 46 种内置报表。

五 · 控制与安全

自托管，账本守在你自己的手里

数据留在你自己的 Postgres 与容器里，安全由你掌控。

OIDC

身份接入

通过 OpenID Connect 接入既有身份源。

TOTP

双因素认证

登录时验证动态口令，加一道账本闸门。

JWT

会话管理

无状态令牌维持会话，便于自托管部署与登出。

六 · 记账助手

问一句，账目自己来答

“上个月餐饮花了多少？”

内置 AI 财务助手支持自然语言查询；可接入 Anthropic、OpenAI、Ollama 等提供商，需自行配置 API 密钥。

界面支持 22 种语言，含简体中文与繁体中文

把账交还给时间轴

体验在线演示前往仓库

技术栈 · 后端 NestJS / 前端 Next.js · 部署 Docker Compose

23:T4806, monize · A living ledger for your money

Open-source finance, on paper

One ledger,
never balanced shut

monize is a living, day-rolling ledger — from migrating a legacy .mny book, to currency conversion, reports, self-hosting and security, all laid out along a single timeline.

currencies · daily rates

built-in reports

language locales

v1.14

direct .mny import

by kenlasko · TypeScript · AGPL-3.0 · repo github.com/kenlasko/monize

∘∘∘

Net worth · this month

$40,281.52

Running balance · closed each day

2026-08-17Salary+12,500.00credit

2026-08-16Rent-6,200.00debit

2026-08-14ETF purchase+430.20invest

2026-08-12Groceries-214.85debit

2026-08-09USD exchange-2,880.00multi-ccy

Closing balance$40,281.52

Sample ledger rows — date / category / amount, monospaced-aligned.

One · the ledger

A day-rolling master ledger that never closes

monize gathers accounts, investments and budgets into one flowing timeline — debits and credits unfold layer by layer, with the balance rolling forward daily instead of sitting in a static card.

Two · migrate & import

Transcribe the old books, entry by entry

Move archive data into a traceable new stream without manual re-entry.

Sources

Reads Microsoft Money .mny files directly, plus QIF, CSV and OFX/QFX.

Normalize

Different formats reduce to one ledger row — date, category, amount, currency.

Post

Transcribed entries flow into the rolling master book and merge into the closing balance.

Three · multi-currency

44 currencies, one daily mark-to-market

When entries pass through different currencies, monize consolidates them into a single balance at the day's rate.

Currencyper USDNet Δ

USD1.00±0.0%

EUR0.85-0.3%

HKD7.85+0.4%

GBP0.79-0.1%

Rates are illustrative daily values; multi-currency tracking covers 44 currencies.

Four · the reports window

From single entries to 46 reports

Reorganize the stream into inspectable views — spending, income, net worth, tax, debt and investments.

Report categoryView

SpendingTrend

IncomeSources

Net worthBalance

TaxReturns

DebtPaydown

InvestmentsHoldings

46 built-in reports in total.

Five · control & security

Self-host and keep the books under your own lock

Your data stays in your own Postgres and containers, with security in your hands.

OIDC

Identity

Connect an existing identity source via OpenID Connect.

TOTP

Two-factor

Verify a rolling code at sign-in for an extra gate on the ledger.

JWT

Sessions

Keep sessions stateless, easy to deploy and sign out self-hosted.

Six · the bookkeeper

Ask in plain words, get an answer from the books

“How much did I spend on dining last month?”

A built-in AI bookkeeper answers natural-language questions. Providers such as Anthropic, OpenAI and Ollama are supported; you supply your own API keys.

UI available in 22 locales, including Simplified and Traditional Chinese

Hand the books back to the timeline

Try the live demo Visit the repo

Stack · NestJS backend / Next.js frontend · deployed with Docker Compose

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